Blackjack should i buy insurance
Learn what blackjack insurance is and when to buy it in this Howcast video about gambling. Hey guys, I want to just go into the insurance bet in blackjack and when to buy it. Basically, here on the layout, you see insurance pays two to one. What it is, it is a side bet that the dealer has blackjack. As blackjack pays 3/2 and any other winning hand even money, insurance may look attractive. This is an illusion. This is an illusion. To Buy or Not to Buy - Blackjack Insurance That Is. Insurance ain't for denizens Of blackjack pits in gambling dens. Recent Articles. Why can you take back don't pass but not pass bets at craps; If you don't want to double down at blackjack, can you let someone else do it for you? Where do the casinos put the slots that pay the most? If you bet colors at roulette, should you pick the same or opposite .
One more step
It makes just as much sense to insure a 14 as it does a If you are playing with more than one deck, which is the most popular way to play, taking Insurance is even a worse bet. The same analysis applies to this bet that applied to insuring other hands. Statistically speaking, there are 9 cards that do not make Blackjack for the dealer, and only 4 cards that make Blackjack. It's just that quick! Later we took a break in the casino lounge.
Insurance in Blackjack
How to Beat Blackjack Cold! I was playing blackjack with a friend of mine, Phil. I was dealt a 20 and he had a I shook my head "no" and Phil accepted the bet. Later we took a break in the casino lounge. Phil mentioned the insurance bet. At least that is my understanding of the purpose of insurance. Insurance is only a good bet if you count cards and the deck favors the bet. And, when you consider that you had a large bet out with a good hand, it seems to me that insurance is the way to go.
He was very adamant. Before I tell you how I responded, let me tell you a little bit about the insurance bet in blackjack. Insurance is a side bet offered by most casinos. As with all side bets, it is a bet that heavily favors the house. And, for a few card counters, it occasionally makes sense. Experienced players know not to take insurance. I turned the tables on Phil and asked him why he took it.
And, it especially makes sense to insure a good hand like a 19 or Insurance is simply a side bet on whether the dealer has a 10 as a hole card when she is showing an Ace up. If she does, the bet pays 2 to 1.
It is only offered when the dealer shows an ace. The casino allows you to bet up to one half of your original wager. If the dealer has a 10, and therefore a blackjack, you win the insurance bet, but lose your regular bet. The net is a break-even. As with much blackjack wisdom, this is totally wrong.
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When you play blackjack, insurance is offered whenever the dealer is showing an Ace. The idea of insurance is that you are betting that the dealer has Blackjack. If you want insurance, you place half the size of your bet in the insurance spot on the table. If the dealer does have Blackjack, you receive on your insurance bet. You are essentially winning your initial bet back when the dealer has Blackjack, for a net of 0 dollars on the hand and the insurance bet.
If the dealer does not have Blackjack, you lose your insurance bet and continue on with the hand. Pictured below you can see a situation where the dealer would ask everyone at the table if they would like insurance.
The up-card for the dealer is an ace. At a casino, typically the dealer will say "Insurance Open", wait a few seconds, and then say "Insurance Closed". In between these two statements is the time you would set half your bet size in the insurance area. Below is an example of being asked at an online casino if you want insurance:. Most times that you will see insurance utilized is when a player has Blackjack.
Often the player will say "I'll take even money" which means they are forfeiting the blackjack bonus to ensure they win their initial bet. They are essentially putting up the insurance, and if the dealer has Blackjack they push on their blackjack and win on the insurance.
If the dealer doesn't have blackjack, the player loses the insurance bet but gets it back when getting paid on their own Blackjack. Sometimes you will also see someone with a 20 place money on insurance to "protect" their hand from the Blackjack.
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